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General Insurance

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How We Can Help You?

Life is full of risks & certain unexpected events can really set your back.

General Insurance helps you protect yourself, things you value like car, home etc & your business from financial burden big or small against various risks like flood, fire, theft, accidents & even the cost of litigation against you & much more Opt for an insurance plan that provides risk coverage as per your needs & requirements

General Insurance Advisor act as a bridge between the person who wish to take insurance and the insurance company On consulting the General Insurance Advisor they guide you:

  • To understand the terms & conditions of the policy

  • Help you purchase right amount of coverage

  • Help you find best type of policy for your needs

  • Provide assistance during claims

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Home Cover Insurance

Home insurance, also known as property insurance or homeowners insurance, protects the structure and content of your residence against unwanted events like theft and fire, natural calamities (storms, cyclones, etc.) or man-made activities (riots and terrorism). Unfortunate incidents like theft, burglary, fire breakdown, floods, etc., come without warning and lead to irreversible damages, thereby draining out years of income in a fraction of a second

Fire & Property Insurance

Fire insurance policy is a property insurance that covers losses or damage to a structure or destroyed in a fire.

Marine Insurance

Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.

Professional Indemnity

A Professional Liability Insurance (also called Professional Indemnity Insurance) is something that is there to protect businesses or even professionals who provide services or advice, such as accountants, lawyers, or doctors, against any claims of negligence or unintentional breach of a written contract, or infringement or misappropriation of any intellectual property from their clients.

Burglary Insurance

A burglary insurance policy offers an additional layer of security to your property. It offers coverage for damages or misfortunes caused to your property and its contents. For example, your home, office, factory, and godown against burglary and housebreaking.


The members of your immediate family with insurable interest can take a life insurance policy on your life. Life Insurance Companies cannot provide a stranger to buy an insurance policy on your life. Life Insurance of India allowed your employer or business partner an insurable interest. A Life Insurance policy cannot be taken without his prior knowledge.
No, you are the owner of your policy. So it is not necessary to prove your beneficiaries have an insurable interest. It can be anyone, even a stranger, only named as a beneficiary who wants the insured to be alive and healthy.
Often the insurance is termed as temporary because it lasts for a specific period. The life insurance companies provide the temporary insurance offered only during the life insurance application process. If you die before your final application is approved, the temporary policy pays out to your beneficiaries. The temporary insurance must be renewed when that period ends.
It is a way to protect your beloved one through financial support after your death. A death benefits your beneficiary is term insurance.
Co-pay is a fixed portion of you to pay towards the doctor prescription or treatment expenses, and Coinsurance is the percentage of costs you pay after you’ve met your deductible.
No never. By taking life insurance, you can die with complete peace of mind. Because you die during the term; you know the company will pay your beneficiaries.
The participating policy pays you dividends and enables you as a policyholder to share the insurance company’s profits. The company produces a premium at the end of the year.
An agent may believe term is risky, but only because you could have a hard time buying a policy in the future if your health deteriorates or you cannot afford the higher premiums. Commissions could also be a reason for an agent who discourages term.
Successfully made premium payments to cover the cost of insurance for the rest of your life.
Life Insurance of India pays the death benefit, and the beneficiaries can collect it. If there are any loans you have to repay, they will deduct from the death benefits.
The family floater plan is for families, and like an individual plan, it is extended to cover your whole family.
Health issues are common these days. And the medical treatments are costly, and so the individuals are draining for financial aids. But if you have any health insurance, it can be helped you to an extend. You can take your health insurance even through insurance brokers. Health insurance is a type of insurance that covers medical expenses that arise due to an ailment. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.

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